DO-IT-YOURSELF CREDIT
RECTIFYING
Thirteen form letters to consumer reporting agencies to help clean up
your file, plus seven additional pages of valuable information. NOTE:
Provided that the information is accurate, there is no legal right to
have adverse, negative information removed from consumer reporting agency files
or consumer reports. Adverse, negative
information that is accurate must be removed by consumer reporting agencies
only when it becomes obsolete. Pursuant
to federal law, this is after ten (10) years for bankruptcy; after seven (7)
years for unpaid judgments or until the governing statute of limitations has
expired, whichever is the longer period; and after seven (7) years for everything
else. Disputed information that can no
longer be verified must be promptly deleted.
Information about federal credit laws is available from the Federal
Trade Commission.
© Copyright by Robert A. Kroboth. All rights reserved.
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“DO-IT-YOURSELF CREDIT RECTIFYING”
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Please click the following links:
O CERTIFICATES FOR
PERSONALIZATION O
O HEDONIC COOKBOOK O
O SEPARATION
OF CHURCH AND STATE POSTERS O
